Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. You might be a bit afraid or intimidated by the whole process of buying your first home. As top Thousand Oaks and Newbury Park real estate experts, it's our job to guide you, from beginning to end. We will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider: - How much can you really afford? - How to qualify for a mortgage. - How much cash you should put down. - How to buy a home with little or nothing down. - What it takes to get approved for financing. What banks and other financial institutions are looking for. - How much your payments will be. - The tax advantages of buying. - Is renting or buying better for you? Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.  New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...
Real Estate Contracts >Legal Documents
The stacks of papers that you have to sign in order to buy a house can leave you confused. The person conducting the closing will ask you to sign your name to countless documents that are filled with legal jargon. Some buyers just barely glance at each form and sign them without a lot of questions, while others find it very frustrating to try to read every form at the closing table.
You should read and understand the papers you sign. If you are getting a loan to buy the property, most of the paperwork will come from the mortgage company. In most cases, there is little time to read everything in advance because the forms arrive at the closing office shortly before closing is scheduled to begin. Most of the documents use standardized language, however, and you should be able to get copies of the documents ahead of time from the lender so that you can have your questions answered and be comfortable with the settlement process.
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What was the greatest land grant ever given to an English subject?
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William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
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Kathy and Brian Boals
RE/MAX Olson/Advantage Realty/Dos Vientos Realty
280 E. Thousand Oaks Blvd, Ste B
Thousand Oaks, CA 91360
805-446-4200
email: ARE@roadrunner.com
In 1988 Kathy and Brian opened their own real estate brokerage office. They are a dynamic husband and wife team and have developed their own unique agent and client support system for marketing, escrow management, property management, and seller and buyer services, and mortgage lending.
"We have committed ourselves to providing the detailed supervision and care of each and every transaction we handle, which is necessary to protect our clients and comply with all legal aspects of each sale. We have also established strong relationships with leading Escrow companies, Title companies, property inspection services, and other services our clients need.We provide a personal touch and not a corporate environment for our clients and customers."
Kathy and Brian have a passionate vision of service and are ready to be of assistance with integrity and honesty to their clients.    
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