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Check out Thousand Oaks California USA!

The Conejo Valley still retains the small town atmosphere that drew us here in the 1960's but now offers the amenities of a large metropolitan city. Shopping, the arts, the climate and proximity to the beaches and mountains of southern California makes our area a "best kept secret".





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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Kathy and Brian Boals, REALTOR®, real estate agent and broker for Thousand Oaks and Newbury Park, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy and Brian Boals
RE/MAX Olson & Associates

280 E. Thousand Oaks Blvd, Ste B
Thousand Oaks,, CA 91360
805-446-4200
Fax: 805-499-1746
isellthousandoaks@NUMBER1EXPERT.com

In 1988 Kathy and Brian opened their own real estate brokerage office. They are a dynamic husband and wife team and have developed their own unique agent and client support system for marketing, escrow management, property management, and seller and buyer services, and mortgage lending. "We have committed ourselves to providing the detailed supervision and care of each and every transaction we handle, which is necessary to protect our clients and comply with all legal aspects of each sale. We have also established strong relationships with leading Escrow companies, Title companies, property inspection services, and other services our clients need.We provide a personal touch and not a corporate environment for our clients and customers." Kathy and Brian have a passionate vision of service and are ready to be of assistance with integrity and honesty to their clients.

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