Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Kathy and Brian Boals, a proven Thousand Oaks and Newbury Park, California NUMBER1EXPERT™ Top Selling real estate agent. Find Thousand Oaks and Newbury Park Homes - Find Thousand Oaks and Newbury Park, California real estate listings & homes for sale provided by Kathy and Brian Boals, your local expert real estate agent. Foreclosures and bank owned properties For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Kathy and Brian Boals, a proven Thousand Oaks and Newbury Park, California NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Kathy and Brian Boals, a proven Thousand Oaks and Newbury Park, California NUMBER1EXPERT™ Top Selling real estate agent. Thousand Oaks and Newbury Park Information - Find local information on Thousand Oaks and Newbury Park, California including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Kathy and Brian Boals, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Kathy and Brian Boals, a proven Thousand Oaks and Newbury Park, California NUMBER1EXPERT™ Top Selling real estate agent. About Kathy and Brian Boals - Information about Kathy and Brian Boals including testimonials, guarantees, credentials, and contact information. Learn why Kathy and Brian Boals is a proven Thousand Oaks and Newbury Park, California NUMBER1EXPERT™ Top Selling real estate agent. |  | | | | |
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?
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The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Kathy and Brian Boals
RE/MAX Olson/Advantage Realty/Dos Vientos Realty
280 E. Thousand Oaks Blvd, Ste B
Thousand Oaks, CA 91360
805-446-4200
email: ARE@roadrunner.com
In 1988 Kathy and Brian opened their own real estate brokerage office. They are a dynamic husband and wife team and have developed their own unique agent and client support system for marketing, escrow management, property management, and seller and buyer services, and mortgage lending.
"We have committed ourselves to providing the detailed supervision and care of each and every transaction we handle, which is necessary to protect our clients and comply with all legal aspects of each sale. We have also established strong relationships with leading Escrow companies, Title companies, property inspection services, and other services our clients need.We provide a personal touch and not a corporate environment for our clients and customers."
Kathy and Brian have a passionate vision of service and are ready to be of assistance with integrity and honesty to their clients.    
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